Terms of Service
Acceptance of Terms
Cresset Capital Management and our affiliates (“Cresset”) welcome you to our website. We provide this website to you subject to the following Terms of Service (“TOS”), which may be updated by us from time to time without notice to you. By using our website, you are accepting and agree to be bound by the TOS. If you do not agree, you may not use this website.
Description of Website
This website is intended solely to provide information regarding Cresset and its services, including its potential financing capabilities for prospective portfolio investments. The information contained in this website has been prepared for informational purposes only without regard to any particular user’s investment objectives, financial situation, or means. Nothing contained in this website constitutes investment advice. Neither the information, nor any opinion contained in this site constitutes a solicitation, recommendation or offer by Cresset to buy or sell any security, financial product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy would be illegal.
Certain transactions give rise to substantial risk and are not suitable for all investors. The fact that Cresset has made the information provided on this website available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this website is suitable or appropriate for you. Many of the products described on this website involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. This site may contain statements that constitute “forward looking statements.” While these statements may represent Cresset’s judgment and expectations, a number of risks, uncertainties and other important factors could cause results to differ materially from those expectations.
You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this service the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts. You may want to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any Cresset service before making any decisions based on the information we provide to you. In exchange for using the website, you agree not to hold Cresset liable for any decisions you make based on information made available to you through the website. Cresset does not solicit or make its services available to the public.
Cresset makes no representation regarding the likelihood or probability that any investment will in fact achieve a particular outcome or perform in any predictable manner. Any historical return information on the website does not represent the actual performance of any specific investor’s account and may not reflect all factors that could impact such performance for an individual investor. Past performance is not a guarantee of future success and returns in any period may be far above or below those of a previous period. No representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. Investing involves risk and investments with or recommended by Cresset may lose value.
Although the information provided on this website is based upon information that Cresset considers reliable and endeavors to keep current, Cresset has not verified this information and does not represent that this material is accurate, current, or complete and it should not be relied upon as such. The information contained in this site is subject to change at any time without notice to any user.
Neither the Securities and Exchange Commissions nor any state securities commission or regulatory authority has passed upon the accuracy or adequacy, or endorsed the merits, of the information contained in this site.
Use of the Website and Services on the Website
You can simply view the website and not use any Services on the website. You need not register with Cresset to simply visit and view the website.
However, in order to access certain password-restricted areas of the website and to use certain services and materials offered on and through the website, you must sign a customer agreement with Cresset, and a Cresset administrator will initiate the creation of your account.
Once a Cresset administrator has initiated the creation of your account, you will receive an e-mail which allows you to finalize your account registration. In order to do so, you will have to create a password for your login, provide a security question, your answer to that security question, and your telephone number to enable multi-factor authentication. Once you have submitted this information, your account registration will be complete and you will be able to login to your account from the website.
You are responsible for maintaining the confidentiality of your Cresset password, and you are responsible for all activities that occur using your passwords. You agree not to share your passwords, let others access or use your passwords or do anything else that might jeopardize the security of your passwords. You agree to notify Cresset if any of your passwords on this website is lost, stolen, if you are aware of any unauthorized use of your passwords on this website or if you know of any other breach of security in relation to this website.
All the information that you provide when registering for an account and otherwise to Cresset must be accurate, complete and up to date. You may change, correct or remove any information from your account by either logging into your account directly and making the desired changes or contacting Cresset using the contact information at the end of the TOS requesting that we make the change.
Third Party Links
By using the website you consent to receiving electronic communications from Cresset . These electronic communications may include notices and other information concerning or related to the website. These electronic communications are part of your relationship with Cresset. You agree that any notices, agreements, disclosures or other communications that we send you electronically will satisfy any legal communication requirements, including that such communications be in writing.
Use of Information
You may request that we delete any Information by contacting us in writing at email@example.com. We will ask you to verify your identity and will attempt to make any deletion request effective as soon as is commercially possible. We may retain information connected to your account in accordance with applicable laws. You may decline to provide certain personal information to Cresset, but such decline may disqualify you from using the Site.
Cresset takes reasonable steps to protect your Information from loss, misuse and unauthorized access, alteration, disclosure or destruction. No Internet, e-mail or electronic operating system is ever fully secure or error-free; please take care in deciding what information you share with us.
All content included on this website, such as graphics, logos, articles and other materials, is the property of Cresset or others and is protected by copyright and other laws. All trademarks and logos displayed on this website are the property of their respective owners, who may or may not be affiliated with our organization.
Subject to the terms in this TOS, and your compliance with the TOS, Cresset hereby grants you a limited, personal, non-exclusive and non-transferable license to use and to display the content on the website and to use this website solely for your personal use. Except for the foregoing license, you have no other rights in the website or any content on the website, and you may not modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the website or content in any manner.
If you breach any of this TOS, the above license will terminate automatically and you must immediately destroy any downloaded or printed content from the website. All rights not expressly granted herein are reserved. Except as otherwise required or limited by applicable law, any reproduction, distribution, modification, retransmission, or publication of any copyrighted material is strictly prohibited without the express written consent of the copyright owner or license.
Indemnification and Hold Harmless
Disclaimer of Warranties
Your use of this website is at your own risk. The content has not been verified or authenticated in whole or in part by Cresset, and it may include inaccuracies or typographical or other errors. Cresset does not warrant the accuracy of timeliness of the content contained on this website. Cresset has no liability for any errors or omissions on the website, whether provided by Cresset, our licensors or suppliers or other users.
ANY WARRANTIES MADE BY CRESSET ARE FOR THE BENEFIT OF THE USER OF THE WEBSITE ONLY AND NOT FOR THE BENEFIT OF ANY THIRD PARTY. ANY MATERIALS PROVIDED THROUGH THE WEBSITE ARE LICENSED AND NOT SOLD. CRESSET, FOR ITSELF AND ITS LICENSORS, MAKES NO EXPRESS, IMPLIED OR STATUTORY REPRESENTATIONS, WARRANTIES, OR GUARANTEES IN CONNECTION WITH THIS WEBSITE, THE SERVICES, OR ANY MATERIALS RELATING TO THE QUALITY, SUITABILITY, OPERABILITY, CONDITION, SYSTEM INTEGRATION, NON-INTERFERENCE, WORKMANSHIP, TRUTH, ACCURACY (OF DATA OR ANY OTHER INFORMATION OR CONTENT), ABSENCE OF DEFECTS, WHETHER LATENT OR PATENT, OR COMPLETENESS OF ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS WEBSITE, INCLUDING WITHOUT LIMITATION THE MATERIALS. UNLESS OTHERWISE EXPLICITLY STATED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THIS WEBSITE, THE SERVICES, AND MATERIALS , AND ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS WEBSITE IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” AND “WHERE-IS” BASIS WITH NO WARRANTY OF IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. CRESSET DOES NOT PROVIDE ANY WARRANTIES AGAINST VIRUSES, SPYWARE OR MALWARE THAT MAY BE INSTALLED ON YOUR COMPUTER.
Limitation of Liability
CRESSET SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES RESULTING FROM YOUR DISPLAYING, COPYING, OR DOWNLOADING ANY MATERIALS TO OR FROM THIS SITE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CRESSET BE LIABLE TO YOU FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF DATA, REVENUE, PROFITS, USE OR OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING, EVEN IF CRESSET KNOWS THERE IS A POSSIBILITY OF SUCH DAMAGE.
Local Laws; Export Control
Cresset controls and operates this Site from its headquarters in the United States of America and the information provided may not be appropriate or available for use in other locations. If you use this website outside the United States of America, you are responsible for following applicable local laws.
If you send or transmit any communications, comments, questions, suggestions, or related materials to Cresset , whether by letter, email, telephone, or otherwise (collectively, “Feedback”), suggesting or recommending changes to the website or information on the website, including, without limitation, new features or functionality relating thereto, all such Feedback is, and will be treated as, non-confidential and non-proprietary. Except as prohibited by applicable law, you hereby assign all right, title, and interest in, and Cresset is free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Feedback, whether or not patentable, for any purpose whatsoever, including but not limited to, developing, manufacturing, having manufactured, licensing, marketing, and selling, directly or indirectly, products and services using such Feedback. Where the foregoing assignment is prohibited by law, you hereby grant us an exclusive, transferable, worldwide, royalty-free, fully paid up license (including the right to sublicense) to use and exploit all Feedback as we may determine in our sole discretion. Notwithstanding the foregoing, you understand and agree that Cresset is not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Feedback, and you have no right to compel such use, display, reproduction, or distribution.
The laws of the State of Illinois, without regard to the choice or conflicts of law provisions, will govern this TOS. Foreign laws do not apply. The United Nations on Contracts for the International Sale of Goods and any laws based on the Uniform Computer Information Transactions Act (UCITA) shall not apply to this Agreement. Any disputes relating to this TOS or the website will be heard in the courts located in Cook County in the State of Illinois. If any of this TOS is found to be inconsistent with applicable law, then such term shall be interpreted to reflect the intentions of the parties, and no other terms will be modified. Cresset’s failure to enforce any of this TOS is not a waiver of such term. This terms in this TOS are the entire agreement between you and Cresset and supersede all prior or contemporaneous negotiations, discussions or agreements between you and Cresset about this website. The proprietary rights, disclaimer of warranties, representations made by you, indemnities, limitations of liability and general provisions shall survive any termination of the TOS.
We will always provide contact information on our website. Please contact us at firstname.lastname@example.org at any time with any questions about the TOS or any related terms herein.